Positive Pay | Automated Account Reconciliation

Don't let check fraud affect your company's bottom line.

Positive Pay is an automated check-matching service that simplifies account reconciliation and identification of any check that was not legitimately issued or has an altered dollar amount. This sophisticated fraud management service forms an alliance between bank and business in the war against check fraud.

Protect Your Business from Check Fraud

Reduce or eliminate potential for fraudulent or altered checks

Provide multiple layers of security

Prevent paying a check with an encoding error

Ensure stale-dated, voided or stop-pay checks are not paid

Online access to inquire on the status of checks, place stop payments, print an image of a cleared check, add checks to the issued file and determine if exceptions should be paid

Add an extra layer with Payee Positive Pay

If you need a higher level of defense against check fraud, you can add Payee Positive Pay to your existing Positive Pay solution. The payee on the check image is read through a highly specific algorithm, verified, and compared to the issued file you provide.

Payee Positive Pay uses advanced technology to analyze each check’s handwriting and the Pay to the Order Of line.

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Australia Sydney Australia , Sydney and surrounding areas	Moberly Randolph, Howard, Chariton and Monroe counties
Boone County Columbia, Ashland, Boonville and surrounding areas	Oklahoma Tulsa, Stillwater, Edmond, Owasso, Sapulpa and surrounding areas
Branson Branson, Hollister, Taney County and surrounding areas	Ozarks Springfield metropolitan area
Jefferson City Jefferson City, Holts Summit, Fulton and surrounding areas	Sedalia Pettis County, Sedalia and surrounding areas
Lake of the Ozarks Osage Beach, Camdenton, Laurie, Eldon and surrounding areas	St. Louis Missouri’s St. Louis and St. Charles counties, Illinois’ St. Clair and Monroe counties
Midwest Greater Kansas City, Lee’s Summit, Overland Park, Lawrence, Kan., and surrounding areas	Warrensburg Warrensburg, Higginsville, Odessa, Holden and surrounding areas

Australia Sydney Australia , Sydney and surrounding areas	Moberly Randolph, Howard, Chariton and Monroe counties
Boone County Columbia, Ashland, Boonville and surrounding areas	Oklahoma Tulsa, Stillwater, Edmond, Owasso, Sapulpa and surrounding areas
Branson Branson, Hollister, Taney County and surrounding areas	Ozarks Springfield metropolitan area
Jefferson City Jefferson City, Holts Summit, Fulton and surrounding areas	Sedalia Pettis County, Sedalia and surrounding areas
Lake of the Ozarks Osage Beach, Camdenton, Laurie, Eldon and surrounding areas	St. Louis Missouri’s St. Louis and St. Charles counties, Illinois’ St. Clair and Monroe counties
Midwest Greater Kansas City, Lee’s Summit, Overland Park, Lawrence, Kan., and surrounding areas	Warrensburg Warrensburg, Higginsville, Odessa, Holden and surrounding areas

Positive Pay for Corporate & Government