Your Homebuyer Checklist

Start your home loan off on the right foot and streamline the paperwork with MidBest Bank’s Homebuying Checklist. It’ll ensure that you are prepped and ready even before you step through the door.

Because no matter if it’s your first home or second home, we’re here to help you land the home of your dreams. Preparing your documents early on will speed up the process and reduce the stress of filling in missing pieces later. Start reviewing and prep your loan portfolio today.

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Employment Income Verification

Last two years of W-2 statements
30-days of consecutive paystubs, including year-to-date earnings
If applicable, proof of additional income – Social Security, Child Support, Alimony payments, Freelance work
Personal Federal Tax Returns from the current and prior year
If applicable, Business Federal Tax Returns with all pages and schedules including the Year-to-date Profit and Loss Statement

Asset Verification

Last three months of your checking, savings, an investment statements

Collateral

The signed sales contract (and any addendums on the purchase of the home)
Name and phone number of the insurance agent
Contact info for the Title company or settlement name
Copy of Earnest Money Check

Legal

Copy of Photo ID and/or Permanent Resident Alien card (if applicable)
If applicable, copy of Revocable Trust
If applicable, recorded Divorce Decree

Depending on your circumstances, the type of materials you need will vary. Be sure to cater any needed materials to your individual case.

Should you have any questions about the home loan process, feel free to contact one of our lenders to help you answer any lingering questions or concerns.

Download a PDF Checklist

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This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.