Which account is right for you?

Minimum to open

Monthly Fee

Free Debit Mastercard

Free Transactions at MidBest Bank ATMs

Statement Type

ATM Refunds Outside Network**

Free Checks & Money Orders

Credit File Monitoring¹

Access to Credit Score² & Reports²

Access to Online & Mobile Banking+

Bill Pay

Debit Card International Transaction Fee

Can Earn Interest

Pay a Person

Sports Fan Upgrade Available

Cell Phone Protection³

$hopping Rewards^TM,2 and Cash Back Member Rewards²

To waive the monthly fee:
^†MyChoice Checking, you must receive electronic statements and one of the following:
Maintain a recurring direct deposit;
or, use your debit card at least 10 times for a point of sale transaction;
or, keep an average daily balance of at least $500;
or, set up a monthly recurring transfer from MyChoice Checking to SaveUp^SM Savings

^††Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle
^†††World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Central Investment Advisors or a MidBest Trust Company client
*Paper statement available for a fee. See bank for details.

**ATM Refunds:
MyChoice Checking and MaxMoney Checking: Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction.
World Checking: The first four fees per statement cycle are auto-refunded.

+Mobile carrier data and text rates may apply.
^{^}There is a $2 fee for an immediate transfer.
¹Credit file monitoring may take several days to begin following activation.
²Registration/Activation Required
³Cell Phone Bill must be paid through your MaxMoney Account.