FHA Loan

For first-time homebuyers looking to fund your new home purchase with a minimal down payment, an FHA Loan with MidBest Bank is an option for you.

An FHA (Federal Housing Administration) Loan is backed by the government. This loan type is a great option for first-time homebuyers seeking a minimal down payment. FHA Loans offer flexible credit and asset options that may not be readily available on other loan options.

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Check out the benefits of an FHA Loan:

Low down payment
Loan terms are flexible – choose anywhere from 15 to 30 years for the life of the loan
Competitive rates with MidBest Bank
Government-backed loan
Pay down your principle at any time with no penalties
Available with both fixed and adjustable-rate mortgages
Sellers can contribute up to 6% of the sales price to assist with the payment of closing costs and pre-paid items

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Equal Housing Lender. Member FDIC.

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This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.