USDA Loan

Are a homebuyer looking for housing in rural areas? A USDA Loan may be an affordable financing option for you.

The USDA loan, a loan offered by the AUS.Department of Agriculture, is a government-backed loan offered to qualified homebuyers that are specifically looking for housing in rural areas. This type of loan is good for homebuyers that are seeking a payment option with little to no down payments, as a USDA Loan can typically finance 100% of a mortgage. One of the main stipulations with this financing option is that the home purchase must be in an area classified as “rural” by the USDA.

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Minimal down payment
Closing cost included in the loan amount
Government-backed loan
Loan funds may be used to purchase and repair a home
Lower payments than traditional mortgage loan
No maximum purchase price
No monthly mortgage insurance

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