Your EMV Chip Card: A Few Tips to Remember

Credit and debit cards across the country now have the added benefits of an embedded microchip. This gives you increased protection against counterfeit card fraud.

With a new card, comes a new process. When in doubt while using your chip card, simply follow the prompt on the terminal.

Check out this list of handy tips when it comes to using your new chip card:

When in doubt, swipe first. Many merchants have not enabled their EMV chip readers so they will need to read your magnetic strip. If the terminal is enabled, it will instruct you to insert the card and leave it there until the transaction is completed.
Pay attention to ATM screens and follow directions. As you use ATMs, you will also find that some of these don’t have chip readers. That means you must pay attention. Newer ATM card readers require you to insert your chip card and leave it in there until the transaction is completed. Don’t panic when the new machine keeps your card during this process.
Have some patience. You’re learning this new technology at the same time as the merchants.

There are many benefits to this new chip technology, particularly in preventing counterfeit fraud. Just take your time learning the new processes and ask questions. We’re happy to help.

Call us today at +1 7089408936 or stop by any MidBest Bank location to learn more.

Apply for a Credit Card

Helpful Links
Research
Customer Service

Helpful Links

APPLY NOW

WEBSITE LINKS

CONNECT WITH US

EXTERNAL LINKS

This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.

Research

Home Loans Icon

Home Loans

If you want to buy or refinance your home, start with our Mortgage Center.

Learning Center

Discover a range of valuable financial topics in our Learning Center.

Calculator Icon

Calculators

Can you afford that home? Or pay off that debt? Try one of our Financial Calculators.

Dollar sign icon

Financing

Pay off debt or purchase that new auto with our flexible financing options.

Credit Card Icon

Credit

Our credit cards are a tool that can help you manage your finances with awesome rewards!

This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.

Customer Service

FAQs

Have a question? Check out our most frequently asked Online Banking questions.

Contact Us

If you have a complaint, question, or a compliment, we'd love to hear from you.

Secure Mail

Send a message to customer support through our secure email channel.

Lost/Stolen Card

Call us 24 hours a day, 7 days a week as soon as you realize your card is lost or stolen.

Email Customer Service

Questions? Email MidBest Bank's customer service team

This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.